Sun Xue was very happy when she heard this. She knew that Lu Huohua was a successful business tycoon in the country. If he could give her some advice, maybe her company could survive the upcoming financial crisis.

Didn’t Lu Huohua say that the financial crisis will reshuffle all industries, and as long as the company can survive, it will surely usher in spring.

She naturally didn't want to miss the opportunity to ask the boss for advice face to face.

Sun Xue talked in detail about the company's current business projects, operating conditions and financial status.

After listening to this, Lu Huohua couldn't help but frowned and said, "Except for English education and training, other projects all require a lot of capital investment! Moreover, the payback period is relatively long, which is a bit troublesome!"

Sun Xue said nervously, "That's right."

"Xiao Sun, how much debt do you have now?"

"I probably owe the bank about 100 million."

Sun Xue immediately added, "These are all interest-free loans and project support funds from the government. I have a good relationship with our local deputy mayor."

“When is the loan due?”

"About half a year left."

Lu Huohua's expression became serious, and he said bluntly, "Xiao Sun, I will tell you the truth. Some of my words may not be pleasant to hear, but this is related to the life and death of your company. Since you brought it up, I can't lie to you, do you understand?

Sun Xue's heart skipped a beat. She smiled and said, "Uncle, if you have anything to say, just tell me. I will accept it with an open mind."

Lu Huohua immediately analyzed the situation for Sun Xue, "Based on your current business situation, once the financial crisis hits, it won't be long before your company collapses."

Sun Xue was quite shocked. It was obvious that what Lu Huohua said to her was not alarmist, but was definitely out of good for her.

But she didn't understand why Lu Howard would say such a thing.

Sun Xue joked, "Uncle, it's not as serious as you said, right?"

Lu Huohua smiled, “Can’t you accept it? You still think that your company is doing well at the moment and the matter is not that serious at all?”

Sun Xue was also unsure, but in her opinion, things were not as scary as Lu Huohua said. The company was developing smoothly and everything was proceeding in an orderly manner.

Lu Huohua continued, "Based on my past experience, your company will definitely not survive more than half a year if the financial crisis breaks out."

Lu Huohua's words really surprised Sun Xue...

"Uncle, are you so sure?"

In Sun Xue's opinion, Lu Huohua went a bit too far.

Lu Huohua laughed, “It seems that you still don’t realize the severity of the problem, and you still have a fluke mentality, right?”

This sentence touched Sun Xue's heart. She said that she was asking for advice humbly, but in her heart she disagreed with Lu Huohua's conclusion.

She felt that the company was currently short of funds, but it would not fail to survive for more than half a year.

"Uncle, actually..."

Lu Huohua immediately interrupted Sun Xue, “Are you trying to say that your company is actually doing well right now?”

Sun Xue didn't answer and smiled embarrassedly.

"Then let me analyze for you why your company can't survive for half a year. First of all, you don't have sufficient cash flow. Moreover, your bank debt will mature in half a year. The economy is depressed and the bank will definitely withdraw funds. Once the bank asks you to repay the loan immediately, you will face a break in the capital chain. Several of your projects are waiting for large sums of money to be invested. If you don't go bankrupt, who will?"

Sun Xue immediately explained, "I can find a way to extend the loan for another year."

Lu Huohua refuted mercilessly, "This is just your own idea. What if the extension cannot be made? It seems that you still don't know enough about banks. When the economy is good, their loan conditions are very loose. Once the economy is depressed, they will tighten their loan policies. This is also normal. They are afraid that you will not be able to pay it back. That's why I said that to withstand the economic winter, you must first have sufficient cash flow. If you have money in your hands, you will have the confidence to get through the most difficult days."

After this analysis, Sun Xue became a little panicked.

“Also, your company currently has a fatal problem. Among all projects, the film and television base has the largest investment. With the economic recession, the tourism industry will be the first to be affected.

Ordinary people have no money in their pockets. Having enough food is a basic need, but traveling is not. If you continue with this project, it will accelerate the speed of your company's bankruptcy. Maybe it won't take half a year, maybe only two or three months, and your company will have to declare bankruptcy."

Lu Huohua's words made Sun Xue feel cold on her back...

"Uncle, how should I deal with it?"

Just at this moment, Lu Huohua's cell phone rang.

Lawrence Lu glanced at his phone and immediately stood up, “Xiao Sun, you guys chat first, I’ll take a call.”

As he spoke, Lu Huohua walked straight to the study room...

At this time, the fruits that Lu Tingfeng's mother had asked the servants to prepare also arrived. She greeted Sun Xue warmly, "Little Sun, have some fruits. These are specially provided by the mall. They were just delivered this afternoon and are very fresh."

Sun Xue said politely, "Thank you, Auntie."

Looking at the fruit plate, which contained a variety of high-end fruits that only rich people could eat in this season, Sun Xue could not muster the slightest interest.

The conversation with Lu Huohua just now made her feel very flustered.

Lu Tingfeng noticed that Sun Xue was a little depressed, so he consoled her, "Boss Sun, you don't have to worry too much. What my dad said is true, but I do have a small suggestion."

Sun Xue couldn't wait to ask, "Mr. Lu, please tell me, what suggestions do you have?"

"With the financial crisis, most industries will be depressed, but it is not ruled out that some industries will grow against the trend, such as the education and training industry. This is why I chose to invest in you. I originally planned to invest this money in Mr. Niu's company, but who would have thought that he would be such a person."

"Mr. Lu, what do you mean?"

"Seize this opportunity and make arrangements in advance. Isn't Niu's company in crisis? You can take advantage of this opportunity to grab his market share."

"Boss Lu, do you mean to poach his students?"

Lu Tingfeng shook his head. "That's not the point. Doesn't he have hundreds of franchised schools waiting to be launched? But it's impossible to rely on Mr. Niu's ability now. You can make full use of such a good ready-made resource.

You can talk to those franchisees and gain their trust. At this time, you can get them at a very low cost, and you don’t have to worry about funds. Am I not going to invest 100 million in your company? "

Sun Xue was very uncertain, "Mr. Lu, how do you know that the training and education industry will grow against the trend?"

Lu Tingfeng said confidently, "I have been investing for so many years. If I didn't have this confidence, would I have invested 100 million in your company?"

Sun Xue thought about it and it made sense. Lu Tingfeng was a businessman and it was impossible for him to invest 100 million yuan in a project that he was not sure of.

"Boss Sun, please talk to the franchisees privately first. I have resources in this area. If we can't come to an agreement, I will come forward to help you."

While Sun Xue and Lu Tingfeng were chatting, Lu Huohua was answering the phone.

Half an hour later, Lu Huohua came out of the study and said solemnly, “You guys chat first, I’ll go to the company to take care of some business.”

Having said that, he picked up his coat and hurried out.

Watching Lu Huohua's back disappear at the door, Lu Tingfeng frowned and asked, "Mom, is there anything wrong with the company? My dad doesn't look very well."